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"We purchase, bill and collect loans that others do not"
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Financing for a Wide Spectrum of Industries
As a pioneer of creative finance plans, Universal Guardian Acceptance (UGA) has the experience and ability to help maximize cash flow for your business. By handling a full range of consumer credit risks and offering custom rate plans for a wide spectrum of industries, UGA is sure to be a natural fit for your business environment.

Building a Constant Revenue Stream
Universal Data Services (UDS) is the ultimate billing, account servicing, and debt recovery service provider in the industry. With a well trained staff of professional account representatives and state-of-the-art computer software, UDS can manage your entire receivables portfolio while you focus on what you do best.
UGA’s Unique Advantage!

With UGA’s ability to provide immediate cash through the purchase of consumer accounts and UDS’s full service receivables management system, Universal can help you take advantage of your otherwise untapped business potential.

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